When you access, browse or use this website, you accept without limitation or qualification the terms and conditions set forth below.

1. Your Right to Use Contents on the Site
This website including all contents, articles, editorial content, publications, illustrations, graphics and logos made available on this site ("the Site") are wholly owned by Lum Chang ("the Company") and may not be copied or re-used without express permission of the Company. Unauthorised use of any materials, contents, proprietary logos, service marks and trademarks for any purpose is strictly prohibited and may violate copyright laws, trademark laws, the laws of privacy and publicity and certain civil and criminal statutes.

2. Use of Information on the Site
The Site is only for personal use, quick reference, illustration purposes and information. The materials are provided with the understanding that the Company and/or its subsidiaries or the users are not engaged in rendering legal, counseling or other product advise or forms any binding contract or agreement with the Company and/or its subsidiaries (unless expressly confirmed in writing by an authorised officer of the Company and/or its subsidiaries). You may rely on the materials at your sole risk.

3. Disclaimer
While the Company strives to keep information on the site accurate, complete and current, materials may contain inaccuracies and typographical errors. The Company does not guarantee or warrant the accuracy, completeness or timeliness of the information displayed on the Site. The Company reserves the right, in its sole discretion to correct any errors or omissions in any portion on the Site and make any changes at any time without notice. THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. YOU AGREE TO HOLD LUM CHANG AND ALL ITS SUBSIDIARIES HARMLESS FROM ANY CLAIMS (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, TRADE DISPARAGEMENT, PRIVACY AND INTELLECTUAL PROPERTY INFRINGEMENT) AND DAMAGES INCLUDING ATTORNEY'S FEES ARISING FROM ANY SUBMISSIONS BY YOU OR THROUGH YOUR ACCOUNT.

4. Links to Other Web Sites
The Site may link to other Internet sites. The Company is not responsible for the content of those sites as it is operated by other entities and if you access into such sites, it is solely at your own risk.

5. On-Line Privacy Policy
The Company created this privacy statement in order to demonstrate our firm commitment to privacy. The on-line privacy policy applies only to personally identifying data or information of any individual collected on-line and knowingly provided by such individual.

The information may be used to contact you via periodic mailings or by telephone, facsimiles or short message service ("sms") from us with information on products or upcoming events and to be shared by the subsidiaries of the Company to support the Company's and its subsidiaries' own marketing and promotion efforts. The Company and its subsidiaries will not willfully disclose any such information without your expressed permission.

If you do not wish to receive e-mail, postal mail, sms or telephone calls from us in the future, please let us know at the address stated below:

Lum Chang
Lot 10-03, Level 10, Menara HLA,
No. 3, Jalan Kia Peng,
50450 Kuala Lumpur,
Malaysia
Tel: 603 - 2171 2222
Fax: 603 - 2171 2333
E-Mail: info@lumchang.com.my